数据说明
统一目录由四个已编译数据集合并：中国人民银行支付业务许可公示、美国州货币转账牌照+加拿大 FINTRAC MSB、EBA PSD2 名录+英国子集、新加坡/香港/澳大利亚/日本/马来西亚监管名录。能力标签仅覆盖核实过的知名平台；未知 ≠ 不支持。
覆盖范围
- 中国：中国人民银行支付业务许可信息公示，含正常、注销、合并。
- 美国：若干州货币转账持牌人名单的并集，不是全国 FinCEN 全集。
- 加拿大：FINTRAC MSB 登记中提供汇款或 PSP 服务且状态为 Registered 的机构。
- 欧盟 / 欧洲经济区：EBA PSD2 名录中的 PI、EMI、豁免 PI/EMI、AISP；不含代理人。
- 英国：FCA 无免费全量摘录，本站为第一方法人页、PSR Faster Payments 与部分 TPR。
- 亚太：新加坡 MAS MPI/SPI、香港 SVF 与 MSO、澳大利亚 APRA PPF 与 ASIC AFSL、日本资金移动与前払式、马来西亚非银行电子货币发行。
能力标签
能力标签只覆盖核实过的平台；未知不等于不支持。「支持」必须能指向公开产品页或开发者文档。长尾机构五项能力均为未知，机构类型只来自牌照映射。
当前收录 10,671 家，其中 138 家至少有一项能力为「支持」。
市值与融资
市值与融资为集团层面、带日期与来源链接的公开数字，覆盖不全；无法核实的机构不展示该栏。 同一品牌的多个法人实体会共用集团数字，并标明「集团层面」。
机构类型如何判定
以牌照为先：信贷机构视为银行；EMI 为电子货币机构；支付机构、PBOC 支付业务许可证、MAS MPI/SPI、资金移动业为支付机构；货币转账 / MSB / MSO 为货币转账； 储值 / 前払式 / 电子货币发行为储值机构。Stripe、Adyen、Checkout、Airwallex、Wise 的展示类型覆盖为科技公司，官方牌照类型仍保留。
- 支付机构6,439
- 货币转账2,342
- 储值机构826
- 电子货币机构676
- 科技公司346
- 银行27
- 加密资产2
- 发卡机构2
- 收单机构0
- 其他11
原始来源
未编造任何许可证号。字段缺失表示监管名录未公布。
CN-PBOC中国人民银行 支付业务许可信息公示
Official hub for licensed, cancelled, and major-change lists
https://www.pbc.gov.cn/zhengwugongkai/4081330/4081344/4081407/4081702/4081749/index.htmlCN-PBOC已获许可机构（支付机构）
Authoritative current licensed roster (157 institutions, 8 pages) and per-institution detail URLs
https://www.pbc.gov.cn/zhengwugongkai/4081330/4081344/4081407/4081702/4081749/4081783/9398ddc0-1.htmlCN-PBOC已注销许可机构
Authoritative cancelled-license roster (114 institutions, 6 pages): legal name, license number, cancel date
https://www.pbc.gov.cn/zhengwugongkai/4081330/4081344/4081407/4081702/4081749/4081786/63ead9a6-1.htmlUS-CAOhio Division of Financial Institutions — List of Licensed Money Transmitters
Primary US roster of active Ohio-licensed money transmitters with OHMT licence numbers; current as of 2026-08-12.
https://com.ohio.gov/divisions-and-programs/financial-institutions/money-transmitters/guides-and-resources/list-of-licensed-money-transmittersUS-CAMassachusetts Division of Banks — Money transmitter licensee list (XLSX)
Official MA money-transmitter licensees as of 2026-06-30, including NMLS company IDs and MA MT licence numbers.
https://www.mass.gov/doc/money-transmitter-licensee-list/downloadUS-CAConnecticut Department of Banking — Money Transmitters Licensed in Connecticut
Official CT money-transmitter licensee workbook (money_transmitters.xlsx), report current as of 2026-07-01 / page dated 2026-08-04.
https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/money-transmitters-licensed-in-connecticutUS-CAFlorida Office of Financial Regulation — Money Services Businesses monthly registration data
Official FL monthly file Money_Transmitters_monthly.zip (CSV dated 2026-08-28). Filtered to FT2 Money Transmitter Part II, STATUS Approved.
https://flofr.gov/education/public-information/registration-data-downloadUS-CAFlorida OFR — Money Services Businesses License Codes
Confirms FT2 = Money Transmitter Part II and FT3 = Money Transmitter Part III (check casher / FX / DPP).
https://flofr.gov/docs/default-source/documents/money-services-businesses-license-codes.pdf?sfvrsn=a911d021_1US-CAWashington State DFI — Virtual Currency Licensee List (September 2025)
Official WA UMSA virtual-currency / money-transmitter licensees with NMLS numbers. Older than other state files (Sept 2025).
https://dfi.wa.gov/sites/default/files/2025-09/virtual-currency-list.pdfUS-CAFINTRAC — Money Services Business Registry (official download)
Complete official Canadian MSB registry (CSV, last-modified 2026-08-27). Filtered to Registered + payment-related services.
https://fintrac-canafe.canada.ca/msb-esm/reg-engUS-CACanada Open Government — Money services business registry dataset
Confirms FINTRAC registry fields, status vocabulary (Registered / Expired / Ceased / Revoked), and monthly update cadence.
https://open.canada.ca/data/en/dataset/8beacccf-3b54-4d12-9cf7-24e2ada90a83US-CAFinCEN MSB Registrant Search
US reality check only: 28,623 current MSB registrations as of 2026-08-24; no single federal payment licence. Excel export is per-state POST; not used as the institution roster.
https://msb.fincen.gov/US-CAFinCEN MSB Services Key (Form 107)
Activity-code key. 409 = Money transmitter; 408 = Check casher. Used to reject a FinCEN-wide dump.
https://msb.fincen.gov/definitions/msbKey.phpUS-CAOpenSanctions — US FinCEN MSB registrant list (derived TSV, processed 2026-08-24)
Coverage check of FinCEN-derived data (33,172 rows; 22,543 coded 409 money transmitter). No MSB registration numbers in the TSV. Not used as identifiers.
https://www.opensanctions.org/datasets/us_fincen_msb/US-CACSBS / NMLS — 2024 Money Services Businesses Report (PDF)
Industry-size benchmark: 599 money-transmitter companies and 8,858 approved MT licences in NMLS as of 2024-12-31. NMLS Consumer Access has no public bulk extract.
https://mortgage.nationwidelicensingsystem.org/knowledge/Products/nmls/aboutNMLS/BusinessReports/2024%20MSB%20Annual%20Report.pdfEU-UKEBA Register of payment and electronic money institutions under PSD2
Official pan-EEA hub; legal basis (PSD2 Art. 15); national-register index; disclaimer that NCAs remain legally authoritative
https://www.eba.europa.eu/risk-and-data-analysis/data/registers/payment-institutions-registerEU-UKEBA EUCLID PIR register download (golden copy 2026-08-29 08:00 UTC)
Authoritative machine-readable dump of all EEA PI/EMI/AISP/exempted entities used for EU rows
https://euclid.eba.europa.eu/register/pir/registerDownloadEU-UKEBA EUCLID file metadata (PSDMD zip path, SHA256, timestamp)
Confirmed dump filename, size, SHA256 and generation timestamp
https://euclid.eba.europa.eu/register/api/filemetadataEU-UKEBA PIR metadata and NCA list
Official entity-type labels, service codes (PSD2 Annex I / EMD2), and NCA abbreviations
https://euclid.eba.europa.eu/register/pir-api/metadata_nca_listEU-UKDNB public register — Adyen N.V.
Adyen credit-institution relation number F0001, address, activities, EU passport
https://www.dnb.nl/en/public-register/information-detail/?registerCode=WFTKF&relationNumber=F0001EU-UKFinansinspektionen company register — Klarna Bank AB
Klarna FI identification number 41538, corporate ID, status, banking authorisation
https://www.fi.se/en/our-registers/company-register/details?id=70699EU-UKPayPal (Europe) user agreement (CSSF credit institution B00000351)
PayPal EU Luxembourg bank licence number as published by PayPal, citing the CSSF register
https://www.paypal.com/lu/legalhub/paypal/useragreement-fullEU-UKFCA Financial Services Register
Canonical UK lookup (no public bulk extract used; cited as the live check)
https://register.fca.org.uk/s/EU-UKPayment Systems Regulator — Faster Payments participants list (June 2024)
Official published FCA FRNs (90xxxx series) for UK payment/e-money FPS participants
https://www.psr.org.uk/media/gsxk2v21/fps-participants-list-june-2024.pdfEU-UKFCA Temporary Permissions Regime solo-regulated firms data
Official table of UK authorised-firm FRNs that succeeded EEA PI/EMI TPR firms
https://www.fca.org.uk/data/temporary-permissions-regime-solo-regulated-firmsEU-UKWise help centre — Who is the FCA?
Wise Payments Limited EMI FRN 900507
https://wise.com/help/articles/2932699/who-is-the-fcaEU-UKCheckout.com legal certificates
Checkout Ltd UK EMI 900816; Checkout SAS ACPR EMI (France / EEA passport)
https://www.checkout.com/legal/certificatesEU-UKStripe Authorised Payment Services (UK)
Stripe Payments UK Ltd EMI FRN 900461
https://stripe.com/gb/legal/spuklEU-UKRevolut UK personal terms
Revolut Ltd EMI FRN 900562
https://www.revolut.com/legal/terms/EU-UKPayPal UK user agreement
PayPal UK Ltd EMI FRN 994790
https://www.paypal.com/uk/legalhub/paypal/useragreement-fullAPACMAS Financial Institutions Directory — Major Payment Institution (Payments)
Authoritative SG MPI roster (246 results) and print-table export
https://eservices.mas.gov.sg/fid/institution?category=Major+Payment+Institution§or=PaymentsAPACMAS Financial Institutions Directory — Standard Payment Institution (Payments)
Authoritative SG SPI roster (13 results) and print-table export
https://eservices.mas.gov.sg/fid/institution?category=Standard+Payment+Institution§or=PaymentsAPACMAS FID print — Major Payment Institution
Complete MPI name / address / website / authorised activities table
https://eservices.mas.gov.sg/fid/institution/print?category=Major+Payment+Institution§or=PaymentsAPACMAS FID print — Standard Payment Institution
Complete SPI name / address / website / authorised activities table
https://eservices.mas.gov.sg/fid/institution/print?category=Standard+Payment+Institution§or=PaymentsAPACHKMA Register of SVF Licensees
Complete current SVF licensees (non-bank + banks issuing SVF); last revision 14 Aug 2026
https://www.hkma.gov.hk/eng/regulatory-resources/registers/register-of-svf-licensees/APACHong Kong Customs & Excise — List of Licensed Money Service Operators (English CSV)
Complete MSO licensee/premises file as at 28/08/2026
https://eservices.customs.gov.hk/MSOS/wsrh/003s1?request_locale=en&format=csvAPACDATA.GOV.HK — List of Licensed Money Service Operators
Official dataset landing page and CSV resource metadata
https://data.gov.hk/en-data/dataset/hk-customs-ced_stat-msosAPAC金融庁 免許・許可・登録等を受けている事業者一覧
Index of official FSA Excel/PDF registers
https://www.fsa.go.jp/menkyo/menkyo.htmlAPAC資金移動業者登録一覧 (Excel)
Complete funds-transfer service providers (84) as of 31 Jul 2026
https://www.fsa.go.jp/menkyo/menkyoj/shikin_idou.xlsxAPAC前払式支払手段（第三者型）発行者登録一覧 (Excel)
Complete third-party prepaid payment instrument issuers (792) as of 31 Jul 2026
https://www.fsa.go.jp/menkyo/menkyoj/daisan.xlsxAPAC電子決済手段等取引業者登録一覧 (Excel)
Complete electronic payment means / stablecoin traders (2) as of 27 Aug 2026
https://www.fsa.go.jp/menkyo/menkyoj/denshikessaisyudan.xlsxAPACAPRA — List of registered authorised deposit-taking institutions (Providers of purchased payment facilities)
Complete PPF / stored-value ADI section (PayPal Australia, Wise Australia); updated 10 Aug 2026
https://www.apra.gov.au/registers/list-registered-authorised-deposit-taking-institutionsAPACASIC — Australian Financial Services Licensee Dataset (weekly extract 27 Aug 2026)
Official AFSL file used to identify licensees authorised to issue non-cash payment products
https://data.gov.au/data/dataset/asic-afs-licenseeAPACAUSTRAC Remittance Sector Register
Noted as search-only; not used as a roster
https://online.apps.austrac.gov.au/rsr/APACBank Negara Malaysia — Financial Sector Participants Directory (e-money issuer tag)
Official non-bank e-money issuer categories (optional MY coverage)
https://www.bnm.gov.my/regulations/fsp-directory?p_r_p_tag=emoney-issuer
简要问答
- 数据来源是什么？
- 统一目录由已编译的公开名录合并：中国人民银行支付业务许可公示，美国若干州货币转账持牌人名单与加拿大 FINTRAC MSB，欧洲银行管理局 PSD2 名录及英国子集，以及新加坡、香港、澳大利亚、日本、马来西亚监管清单。能力与市值/融资另有单独核验规则，详见数据说明页。
- 未知能力是不是不支持？
- 不是。能力标签只覆盖核实过的知名平台。「支持」或「不支持」必须能引用公开产品页或开发者文档。长尾机构五项能力常为未知，表示没有公开断言来源，并不表示该机构不能提供相应服务。
- 如何查支付牌照？
- 打开「机构名录」，用法定名称、简称或许可证号检索，也可按国家筛选中国人民银行公示条目，或按类型筛选 PSP、EMI、货币转账。详情页列出监管名录中的牌照号与来源链接。字段缺失表示名录未公布，本站未编造任何许可证号。核对请回到原监管公示。
- 什么是支付机构？
- 支付机构一般指经监管许可、提供支付或电子货币相关服务、但本身不一定吸收公众存款的非银行主体。中国对应中国人民银行《支付业务许可证》（常称支付牌照）；欧盟多为 Payment Institution（PSP）与 EMI；美国各州常见 money transmitter。本站按公开监管名录收录这些机构，并不是央行或任何监管机构的官方查询系统。